Ilsa MolledaInsurances
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Health insurance

Health comes first. I help you find an option that fits your family, your income, your doctors and what you need covered.

Ilsa Molleda

ACA (Obamacare)

This is health insurance from the Marketplace. Depending on your income and household, you may get help paying your monthly premium.

  • We check whether you qualify for help and what you might pay.
  • We make sure your doctors and medications are covered.
  • I stay with you through enrollment and during the year.

Medicare

This is the federal health insurance for people 65 or older and some younger people with certain disabilities. Here I explain the basics and, if you want, I contact you to go over your case.

  • I do not quote or compare Medicare plans on this site.
  • Read the Medicare 101 guide and leave your details if you would like to talk.

Private plans

These are plans from private companies, outside the Marketplace. They are ongoing, not short-term, and you can cancel them if you no longer want to continue.

  • They can be an option if you do not qualify for help on the Marketplace.
  • They do not all cover the same things, so we review together what each one includes and what it leaves out.

On the Marketplace I work with Molina, UnitedHealthcare, Ambetter, Oscar, Blue Cross and Wellpoint.

For private plans I work with Presidio, UHOne and MedBlue.

What you can get depends on your ZIP code.

Medicare 101

If immigration status is part of your question

For 2027, the rules change on who can get Marketplace help based on immigration status. Do not guess: we review your case before you decide, and if you do not qualify we look at other options.

Shall we talk?

Tell me what you are looking for. If you are not sure, that is fine too: we start there.

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